Aditya Birla Sun Life Money Manager Fund

An open ended debt scheme investing in money market instruments.
A relatively low interest rate risk and moderate credit risk.

February 2026

Debt Scheme
Investment Objective
The primary objective of the scheme is to generate regular income through investment in a portfolio comprising money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.
Fund Category: Money Market Fund
Scheme Rating: [ICRA]A1+mfs/ Care A1+ mfs
Fund Snapshot
Date of Allotment : Jun 05, 2003
Benchmark: CRISIL Money Market A-I Index
Fund Manager - Mr. Kaustubh Gupta
Managing the Fund Since: July 15, 2011
Experience in Managing the Fund: 14.6 Years
Fund Manager - Mr. Mohit Sharma
Managing the Fund Since: April 01, 2017
Experience in Managing the Fund: 8.9 Years
Fund Manager - Mr. Anuj Jain
Managing the Fund Since: March 22, 2021
Experience in Managing the Fund: 4.9 Years
SIP:
Monthly: Minimum ₹ 1000/-
Application Amount for fresh subscription:
₹ 1,000 (plus in multiplies of ₹ 1)
Minimum Additional Investment:
₹ 1,000 (plus in multiplies of ₹ 1)
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load: NIL
Exit Load: NIL
AUM as on February 27, 2026 (in ₹Crore)
Month End AUM 26,800.60
Monthly Average AUM 26,069.43
Total Expense Ratio (TER)
Regular 0.37%
Direct 0.22%
Including additional expenses and goods and service tax on management fees.
NAV as on February 27, 2026
Regular Growth 385.36
Regular IDCW$ 100.02
Regular IDCW$ 100.22
Retail Growth 474.96
Retail IDCW$ 100.02
Retail IDCW$ 103.89
Direct Growth 390.73
Direct IDCW$ 100.02
Direct IDCW$ 100.22
$Income Distribution cum capital withdrawal
Top 10 Sectoral Contribution (in %)
Rating Profile of Portfolio
Instrument Profile
Instrument Name
% Net Assets
Certificate of Deposit
60.58%
Commercial Papers
26.99%
Sovereign
10.59%
Cash & cash equivalent
1.58%
Others
0.26%
Volatility Measures
Modified Duration
0.63 years
Average Maturity
0.64 years
Yield to Maturity
7.02&
Macaulay Duration
0.64 years
Portfolio Holdings as on February 27, 2026
( • Top Ten Holdings - Issuerwise)
Sector/Issuer Name
Rating
% to Net Assets
Debt & Debt Related
Money Market Instruments  
87.57%
• IndusInd Bank Limited CRISIL A1+
4.56%
• Indian Bank CRISIL A1+
3.59%
• Axis Bank Limited ICRA A1+
3.08%
• The Federal Bank Limited CRISIL A1+
3.04%
• IndusInd Bank Limited CRISIL A1+
2.47%
• Small Industries Development Bank of India CRISIL A1+
2.23%
• National Bank For Agriculture and Rural Development ICRA A1+
1.83%
• Indian Bank CRISIL A1+
1.55%
• The Federal Bank Limited CRISIL A1+
1.53%
Punjab National Bank ICRA A1+
1.53%
HDFC Bank Limited ICRA A1+
1.52%
Karur Vysya Bank Limited ICRA A1+
1.52%
Highways Infrastructure Trust CRISIL A1+
1.43%
Bank of Baroda CARE A1+
1.39%
IndusInd Bank Limited CRISIL A1+
1.28%
Kotak Mahindra Bank Limited CRISIL A1+
1.26%
Indian Bank CRISIL A1+
1.24%
Axis Bank Limited CRISIL A1+
1.24%
SMFG India Credit Co. Ltd. ICRA A1+
1.11%
Small Industries Development Bank of India CRISIL A1+
1.09%
Bank of Baroda CARE A1+
1.07%
IDBI Bank Limited ICRA A1+
0.96%
AU Small Finance Bank Limited CRISIL A1+
0.96%
Mashreqbank PSC/India CRISIL A1+
0.95%
HDFC Bank Limited ICRA A1+
0.92%
National Bank For Agriculture and Rural Development ICRA A1+
0.91%
Motilal Oswal Financial Services Limited ICRA A1+
0.91%
Indian Overseas Bank CARE A1+
0.91%
Small Industries Development Bank of India CRISIL A1+
0.84%
IDBI Bank Limited ICRA A1+
0.80%
ICICI Securities Limited ICRA A1+
0.80%
Deutsche Investments India Private Limited ICRA A1+
0.80%
Motilal Oswal Financial Services Limited ICRA A1+
0.80%
AU Small Finance Bank Limited CRISIL A1+
0.78%
AU Small Finance Bank Limited CRISIL A1+
0.77%
Karur Vysya Bank Ltd/The CRISIL A1+
0.77%
Indian Bank CRISIL A1+
0.77%
Punjab National Bank ICRA A1+
0.77%
Canara Bank ICRA A1+
0.77%
Kotak Mahindra Bank Limited CRISIL A1+
0.77%
Bank of Baroda CARE A1+
0.76%
Canara Bank ICRA A1+
0.76%
Axis Finance Limited CRISIL A1+
0.76%
Axis Finance Limited CRISIL A1+
0.76%
IDFC First Bank Limited CRISIL A1+
0.76%
Karur Vysya Bank Limited ICRA A1+
0.76%
Punjab & Sind Bank ICRA A1+
0.76%
Birla Group Holdings Private Limited ICRA A1+
0.76%
Bajaj Housing Finance Limited CRISIL A1+
0.64%
Barclays Invest & Loans India Limited ICRA A1+
0.64%
Embassy Office Parks REIT CRISIL A1+
0.64%
Infina Finance Private Limited ICRA A1+
0.64%
Bharti Telecom Limited ICRA A1+
0.62%
Bank of Baroda CARE A1+
0.62%
Bank of Baroda CARE A1+
0.62%
Small Industries Development Bank of India CRISIL A1+
0.62%
CTBC Bank Limited ICRA A1+
0.62%
Deutsche Investments India Private Limited ICRA A1+
0.61%
Bahadur Chand Investments Pvt Limited ICRA A1+
0.61%
Motilal Oswal Financial Services Limited ICRA A1+
0.61%
360 ONE Prime Ltd ICRA A1+
0.60%
Cholamandalam Investment and Finance Company Limited CRISIL A1+
0.54%
CTBC Bank Limited ICRA A1+
0.49%
GIC Housing Finance Limited CRISIL A1+
0.48%
Julius Baer Capital India Private Limited ICRA A1+
0.48%
Deutsche Investments India Private Limited ICRA A1+
0.48%
Truhome Finance Ltd ICRA A1+
0.48%
Motilal Oswal Home Finance Ltd ICRA A1+
0.48%
AU Small Finance Bank Limited CRISIL A1+
0.47%
Indian Bank CRISIL A1+
0.46%
Small Industries Development Bank of India CRISIL A1+
0.46%
Bajaj Housing Finance Limited CRISIL A1+
0.46%
Yes Bank Limited CRISIL A1+
0.45%
Pilani Investment & Industries Corporation Limited CRISIL A1+
0.45%
DCB Bank Limited CRISIL A1+
0.45%
Nuvama Wealth Finance Ltd ICRA A1+
0.45%
Sector/Issuer Name
Rating
% to Net Assets
Mahindra Rural Housing Finance Limited CRISIL A1+
0.40%
Muthoot Finance Limited ICRA A1+
0.38%
Nuvama Wealth Finance Ltd CRISIL A1+
0.32%
Sundaram Home Finance Limited ICRA A1+
0.32%
Barclays Invest & Loans India Limited ICRA A1+
0.32%
Mahindra Rural Housing Finance Limited CRISIL A1+
0.32%
Barclays Invest & Loans India Limited ICRA A1+
0.32%
Motilal Oswal Financial Services Limited ICRA A1+
0.32%
Axis Bank Limited ICRA A1+
0.32%
HDFC Bank Limited ICRA A1+
0.31%
Small Industries Development Bank of India CRISIL A1+
0.31%
Small Industries Development Bank of India CRISIL A1+
0.31%
Mahindra Rural Housing Finance Limited CRISIL A1+
0.31%
Kotak Mahindra Bank Limited CRISIL A1+
0.31%
Axis Bank Limited ICRA A1+
0.31%
Indian Bank CRISIL A1+
0.31%
Muthoot Finance Limited ICRA A1+
0.30%
Muthoot Finance Limited ICRA A1+
0.30%
360 ONE WAM Ltd ICRA A1+
0.30%
360 ONE Prime Ltd ICRA A1+
0.30%
Ujjivan Small Finance Bank Ltd ICRA A1+
0.30%
IDFC First Bank Limited CRISIL A1+
0.24%
HSBC InvestDirect Financial Services India Ltd CRISIL A1+
0.24%
Kotak Mahindra Prime Limited ICRA A1+
0.24%
Standard Chartered Capital Limited ICRA A1+
0.24%
Standard Chartered Capital Limited ICRA A1+
0.24%
Godrej Industries Limited ICRA A1+
0.23%
Godrej Industries Limited ICRA A1+
0.23%
Godrej Industries Limited ICRA A1+
0.23%
HSBC InvestDirect Financial Services India Ltd CRISIL A1+
0.23%
DCB Bank Limited CRISIL A1+
0.22%
Hero Housing Finance Ltd ICRA A1+
0.16%
HDFC Bank Limited ICRA A1+
0.16%
HDFC Bank Limited ICRA A1+
0.16%
Hero Housing Finance Ltd ICRA A1+
0.15%
AU Small Finance Bank Limited CRISIL A1+
0.15%
Infina Finance Private Limited ICRA A1+
0.15%
Kotak Mahindra Bank Limited CRISIL A1+
0.15%
Punjab National Bank ICRA A1+
0.15%
AU Small Finance Bank Limited CRISIL A1+
0.15%
Hero Housing Finance Ltd ICRA A1+
0.15%
HDFC Bank Limited ICRA A1+
0.08%
Yes Bank Limited CRISIL A1+
0.08%
Indian Bank CRISIL A1+
0.06%
Motilal Oswal Financial Services Limited ICRA A1+
0.03%
State Government bond  
5.85%
7.49% GUJARAT 28SEP2026 SDL SOV
1.07%
6.75% STATE OF GUJARAT IN 05FEB2027 SDL SOV
0.82%
7.57% GUJARAT 09NOV2026 SDL SOV
0.77%
7.43% Gujarat SDL - 03-Jan-2027 SOV
0.64%
7.03% CHHATTISGARH 28AUG2026 SDL SOV
0.41%
7.29% BIHAR 28DEC2026 SDL SOV
0.33%
6.04% GUJARAT 20OCT2026 SDL SOV
0.24%
7.98% KERALA 11MAY2026 SDL SOV
0.21%
7.63% UTTAR PRADESH 09AUG2026 SDL SOV
0.16%
8.05% GUJARAT 15JUN2026 SDL SOV
0.16%
7.14% KARNATAKA 13OCT2026 SDL SOV
0.14%
7.85% ANDHRA PRADESH 13JUL2026 SDL SOV
0.11%
8.19% RAJASTHAN UDAY 23JUN2026 SDL SOV
0.11%
HARYANA 08.18% 15JUN2026 SDL SOV
0.11%
7.22% MAHARASHTRA 26OCT26 SDL SOV
0.11%
7.98% GUJARAT 11MAY26 SDL SOV
0.10%
7.19% GUJARAT 25JAN2027 SDL SOV
0.08%
7.10% BIHAR 14DEC2026 SDL SOV
0.08%
7.37% TAMIL NADU 14SEP2026 SDL SOV
0.08%
7.38% RAJASTHAN 14SEP2026 SDL SOV
0.07%
7.4% JHARKHAND 09NOV2026 SDL SOV
0.03%
TREASURY BILLS  
3.21%
Government of India SOV
1.26%
Government of India SOV
0.78%
Government of India SOV
0.71%
Government of India SOV
0.45%
Government Bond  
1.53%
• 5.63% GOI 12APR2026 SOV
1.53%
Alternative Investment Funds (AIF)  
0.26%
Corporate Debt Market Development Fund  
0.26%
Interest Rate Swaps  
0.00%
ICICI Bank Limited  
0.33%
ICICI Bank Limited  
-0.32%
Net Cash and Cash Equivalent  
1.59%
Grand Total  
100.00%
Scheme Name
Aditya Birla Sun Life Money Manager Fund
An open ended debt scheme investing in money market instruments.
A relatively low interest rate risk and moderate credit risk.
This product is suitable for investors who are seeking*:
  • Reasonable returns with convenience of liquidity over short term
  • Investments in debt and money market instruments with maturity of upto 1 year
Risk-o-meter
Benchmark Risk-o-meter
CRISIL Money Market A-I Index
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.