An open ended medium-term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk.
February 2026
| Debt Scheme |  |
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| Investment Objective | |
| The investment objective of the Scheme is to generate regular income and capital appreciation by predominantly Investment Objective investing in a portfolio of debt securities with medium term maturity. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Medium Duration Fund | |
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| Fund Snapshot | |
| Date of Allotment : Mar 25, 2009 | |
| Benchmark: CRISIL Medium Duration Debt A-III Index | |
| Fund Manager - Ms. Sunaina Da Cunha Managing the Fund Since: September 01, 2014 Experience in Managing the Fund: 11.5 Years |
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| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: August 06, 2020 Experience in Managing the Fund: 5.6 Years |
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| SIP: Monthly: Minimum ₹ 1000/- |
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| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on February 27, 2026 (in ₹Crore) | |
| Month End AUM | 3,069.79 |
| Monthly Average AUM | 3,027.55 |
| Total Expense Ratio (TER) | |
| Regular | 1.56% |
| Direct | 0.81% |
| Including additional expenses and goods and service tax on management fees. | |
| NAV as on February 27, 2026 | |
| Regular Growth | 42.37 |
| Regular IDCW$ | 14.05 |
| Regular IDCW$ | 16.09 |
| Regular IDCW$ | 13.65 |
| Direct Growth | 46.29 |
| Direct IDCW$ | 14.98 |
| Direct IDCW$ | 17.64 |
| Direct IDCW$ | 14.36 |
| $Income Distribution cum capital withdrawal | |
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| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 69.33% |
| Sovereign | 20.86% |
| Cash & cash equivalent | 6.89% |
| Others | 2.92% |
| Volatility Measures | |
| Modified Duration | 2.96 years |
| Average Maturity | 3.9 years |
| Yield to Maturity | 7.80% |
| Macaulay Duration | 3.12 years |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Debt & Debt Related | ||
| Fixed rates bonds - Corporate | 69.33% |
|
| • National Bank For Agriculture and Rural Development | ICRA AAA |
4.09% |
| • National Bank For Agriculture and Rural Development | ICRA AAA |
3.71% |
| • Hinduja Leyland Finance Limited | CRISIL AA+ |
3.53% |
| • Nuvama Wealth Finance Ltd | CARE AA |
3.13% |
| • GMR Airport Ltd | CRISIL A+ |
2.70% |
| • Jubilant Bevco Ltd | CRISIL AA |
2.62% |
| • Jtpm Metal Traders Pvt Ltd | CRISIL AA |
2.61% |
| Kogta Financial India Ltd | CARE A+ |
2.34% |
| Power Grid Corporation of India Limited | ICRA AAA |
2.23% |
| Adani Power Limited | CRISIL AA |
2.20% |
| Gaursons India Pvt Ltd | ICRA A- |
2.20% |
| Sk Finance Ltd | ICRA AA- |
2.12% |
| Narayana Hrudayalaya Limited | ICRA AA |
1.97% |
| JSW Energy Limited | ICRA AA |
1.96% |
| Vedanta Limited | ICRA AA |
1.96% |
| Hero Housing Finance Ltd | ICRA AA+ |
1.96% |
| Security and Intelligence Services (India) Limited | CRISIL AA- |
1.87% |
| GMR Airport Ltd | CRISIL A+ |
1.71% |
| Small Industries Development Bank of India | CRISIL AAA |
1.61% |
| Housing & Urban Development Corporation Limited | ICRA AAA |
1.60% |
| Power Finance Corporation Limited | ICRA AAA |
1.60% |
| Hinduja Housing Finance Ltd | CARE AA+ |
1.51% |
| 360 ONE Prime Ltd | ICRA AA |
1.48% |
| IKF Finance Ltd | CARE A+ |
1.46% |
| Power Finance Corporation Limited | ICRA AAA |
1.27% |
| Adani Airport Holdings Ltd | CRISIL AA- |
1.26% |
| NTPC Limited | ICRA AAA |
1.11% |
| Bharti Telecom Limited | CRISIL AAA |
0.97% |
| JSW Energy Limited | ICRA AA |
0.97% |
| IndInfravit Trust | ICRA AAA |
0.90% |
| Power Finance Corporation Limited | ICRA AAA |
0.83% |
| Aditya Birla Housing Finance Limited | ICRA AAA |
0.82% |
| National Bank for Financing Infrastructure and Dev | ICRA AAA |
0.82% |
| Avanse Financial Services Ltd | CARE AA- |
0.81% |
| Eris Lifesciences Limited | IND AA |
0.79% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Eris Lifesciences Limited | IND AA |
0.79% |
| Delhi International Airport Ltd | ICRA AA |
0.67% |
| Adani Power Limited | CRISIL AA |
0.65% |
| Indian Railway Finance Corporation Limited | ICRA AAA |
0.58% |
| Vedanta Limited | CRISIL AA |
0.49% |
| National Bank For Agriculture and Rural Development | ICRA AAA |
0.49% |
| Highways Infrastructure Trust | CRISIL AAA |
0.41% |
| Sk Finance Ltd | ICRA AA- |
0.33% |
| REC Limited | CRISIL AAA |
0.16% |
| REC Limited | CRISIL AAA |
0.04% |
| Government Bond | 19.42% |
|
| • 6.79% INDIA GOV BOND 07OCT2034 GSEC | SOV |
8.05% |
| • 7.10% GOVT 08-Apr-2034 | SOV |
7.09% |
| • 6.48% GOI 06Oct2035 | SOV |
3.05% |
| 7.54% GOVERNMENT OF INDIA 23MAY2036 GSEC | SOV |
1.21% |
| 7.17% GOI (MD 08/01/2028) | SOV |
0.01% |
| 07.26% GOI (MD 14/01/2029) | SOV |
0.01% |
| State Government bond | 1.44% |
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| 7.68% ANDHRA PRADESH 04FEB2039 SDL | SOV |
0.82% |
| 7.63% ASSAM 03SEP35 SDL | SOV |
0.49% |
| 6.97% KARNATAKA 26FEB2028 SDL | SOV |
0.06% |
| 8.08% MAHARASHTRA 26DEC28 SDL | SOV |
0.04% |
| 6.97% MAHARASHTRA 18FEB2028 SDL | SOV |
0.01% |
| 6.35% ANDHRA 06MAY2027 SDL | SOV |
0.01% |
| 8.73% UTTAR PRADESH - 24OCT28 SDL | SOV |
0.01% |
| Alternative Investment Funds (AIF) | 0.26% |
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| Corporate Debt Market Development Fund | 0.26% |
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| INVITs | ||
| INVITS | 2.66% |
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| IRB InvIT Fund | 1.06% |
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| India Grid Trust | 0.82% |
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| Bharat Highways Invit | 0.78% |
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| Equity & Equity Related | ||
| REITS | 1.62% |
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| Nexus Select Trust | 0.95% |
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| Embassy Office Parks REIT | 0.67% |
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| Net Cash and Cash Equivalent | 5.26% |
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| Grand Total | 100.00% |
| Scheme Name | |
| Aditya Birla Sun Life Medium Term Plan An open ended medium-term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk. Number of Segregated Portfolios - 1 |
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| This product is suitable for investors who are seeking*: | |
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|
Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Medium Duration Debt A-III Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |