An open-ended low duration debt scheme investing in instruments such that Macaulay duration of the portfolio is between 6 months and 12 months. A relatively high interest rate risk and moderate credit risk.
February 2026
| Debt Scheme |  |
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| Investment Objective | |
| The objective of the scheme is to provide income which is consistent with a portfolio through investments in a basket of Investment Objective debt and money market instruments of short maturities with a view to provide reasonable returns. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Low Duration Fund | |
| Scheme Rating: [ICRA]AAAmfs | |
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| Fund Snapshot | |
| Date of Allotment : May 14, 1998 | |
| Benchmark: Nifty Low Duration Debt Index A-I | |
| Fund Manager - Mr. Kaustubh Gupta Managing the Fund Since: July 15, 2011 Experience in Managing the Fund: 14.6 Years |
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| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: April 01, 2017 Experience in Managing the Fund: 8.9 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/-and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 100 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 100 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on February 27, 2026 (in ₹Crore) | |
| Month End AUM | 15,208.78 |
| Monthly Average AUM | 15,113.51 |
| Total Expense Ratio (TER) | |
| Regular | 1.24% |
| Direct | 0.42% |
| Including additional expenses and goods and service tax on management fees. | |
| NAV as on February 27, 2026 | |
| Regular Growth | 681.17 |
| Regular IDCW$ | 100.49 |
| Regular IDCW$ | 100.95 |
| IP Growth | 477.62 |
| IP IDCW$ | 100.51 |
| Direct Growth | 758.59 |
| Direct IDCW$ | 100.54 |
| Direct IDCW$ | 101.01 |
| $Income Distribution cum capital withdrawal | |
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| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 55.28% |
| Certificate of Deposit | 25.94% |
| Sovereign | 11.90% |
| Others | 4.22% |
| Cash & cash equivalent | 2.66% |
| Volatility Measures | |
| Modified Duration | 0.91 years |
| Average Maturity | 1.05 years |
| Yield to Maturity | 7.03% |
| Macaulay Duration | 0.98 years |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Debt & Debt Related | ||
| Fixed rates bonds - Corporate | 53.90% |
|
| • Bharti Telecom Limited | CRISIL AAA | 5.34% |
| • Jtpm Metal Traders Pvt Ltd | CRISIL AA | 2.63% |
| • Jubilant Bevco Ltd | CRISIL AA | 2.50% |
| • REC Limited | ICRA AAA | 2.34% |
| Small Industries Development Bank of India | CRISIL AAA | 1.79% |
| Indian Railway Finance Corporation Limited | ICRA AAA | 1.76% |
| 360 ONE Prime Ltd | ICRA AA | 1.66% |
| Tata Capital Housing Finance Limited | ICRA AAA | 1.65% |
| ICICI Home Finance Company Limited | CRISIL AAA | 1.60% |
| National Bank for Financing Infrastructure and Dev | ICRA AAA | 1.47% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 1.46% |
| Poonawalla Fincorp Limited | CRISIL AAA | 1.28% |
| REC Limited | ICRA AAA | 1.19% |
| Vedanta Limited | CRISIL AA | 1.17% |
| Embassy Office Parks REIT | CRISIL AAA | 1.16% |
| Aditya Birla Housing Finance Limited | ICRA AAA | 1.15% |
| Piramal Finance Limited | CARE AA | 1.09% |
| Knowledge Realty Trust | CRISIL AAA | 1.00% |
| Small Industries Development Bank of India | CRISIL AAA | 0.98% |
| Poonawalla Fincorp Limited | CRISIL AAA | 0.92% |
| Muthoot Finance Limited | ICRA AA+ | 0.85% |
| Hinduja Leyland Finance Limited | CRISIL AA+ | 0.84% |
| Small Industries Development Bank of India | CRISIL AAA | 0.83% |
| Hinduja Leyland Finance Limited | CRISIL AA+ | 0.83% |
| L&T Finance Ltd | ICRA AAA | 0.82% |
| REC Limited | ICRA AAA | 0.82% |
| Tata Capital Housing Finance Limited | ICRA AAA | 0.67% |
| Tata Capital Limited | ICRA AAA | 0.67% |
| Tata Capital Limited | ICRA AAA | 0.66% |
| Jio Credit Ltd | CRISIL AAA | 0.65% |
| Housing & Urban Development Corporation Limited | ICRA AAA | 0.65% |
| LIC Housing Finance Limited | CRISIL AAA | 0.62% |
| Aditya Birla Finance Limited | ICRA AAA | 0.62% |
| SMFG India Home Finance Company Limited | CARE AAA | 0.60% |
| Power Finance Corporation Limited | ICRA AAA | 0.49% |
| Small Industries Development Bank of India | CRISIL AAA | 0.46% |
| Hinduja Leyland Finance Limited | CRISIL AA+ | 0.42% |
| Aditya Birla Housing Finance Limited | ICRA AAA | 0.40% |
| JSW Energy Limited | ICRA AA | 0.40% |
| Hero Housing Finance Ltd | ICRA AA+ | 0.40% |
| REC Limited | ICRA AAA | 0.39% |
| RJ Corp Ltd | CRISIL AAA | 0.35% |
| National Bank For Agriculture and Rural Development | CRISIL AAA | 0.33% |
| Tata Capital Housing Finance Limited | ICRA AAA | 0.33% |
| LIC Housing Finance Limited | CRISIL AAA | 0.33% |
| Piramal Finance Limited | CARE AA | 0.33% |
| SMFG India Home Finance Company Limited | CRISIL AAA | 0.33% |
| REC Limited | ICRA AAA | 0.33% |
| REC Limited | ICRA AAA | 0.33% |
| Small Industries Development Bank of India | CRISIL AAA | 0.33% |
| Small Industries Development Bank of India | CRISIL AAA | 0.33% |
| Tata Capital Housing Finance Limited | ICRA AAA | 0.33% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.29% |
| Small Industries Development Bank of India | CRISIL AAA | 0.27% |
| Bharti Telecom Limited | CARE AAA | 0.20% |
| Bharti Telecom Limited | CRISIL AAA | 0.19% |
| Indian Railway Finance Corporation Limited | ICRA AAA | 0.17% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.17% |
| REC Limited | ICRA AAA | 0.17% |
| JSW Energy Limited | ICRA AA | 0.17% |
| Hero Housing Finance Ltd | ICRA AA+ | 0.16% |
| REC Limited | ICRA AAA | 0.16% |
| Small Industries Development Bank of India | ICRA AAA | 0.16% |
| REC Limited | ICRA AAA | 0.16% |
| JSW Energy Limited | ICRA AA | 0.16% |
| Summit Digitel Infrastructure Private Limited | CRISIL AAA | 0.13% |
| Embassy Office Parks REIT | CRISIL AAA | 0.12% |
| Bharti Telecom Limited | CARE AAA | 0.10% |
| L&T Finance Limited | IND AAA | 0.10% |
| Mindspace Business Parks REIT | ICRA AAA | 0.10% |
| HDB Financial Services Limited | CRISIL AAA | 0.03% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.02% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.02% |
| Money Market Instruments | 25.94% |
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| • Small Industries Development Bank of India | CRISIL A1+ | 2.82% |
| • Axis Bank Limited | ICRA A1+ | 2.49% |
| • Punjab National Bank | ICRA A1+ | 1.85% |
| • National Bank For Agriculture and Rural Development | ICRA A1+ | 1.85% |
| Axis Bank Limited | ICRA A1+ | 1.59% |
| Kotak Mahindra Bank Limited | CRISIL A1+ | 1.55% |
| Canara Bank | ICRA A1+ | 1.55% |
| Punjab National Bank | ICRA A1+ | 1.54% |
| Indian Bank | CRISIL A1+ | 1.39% |
| Small Industries Development Bank of India | CRISIL A1+ | 1.26% |
| Axis Bank Limited | CRISIL A1+ | 1.25% |
| HDFC Bank Limited | ICRA A1+ | 1.23% |
| Small Industries Development Bank of India | CRISIL A1+ | 1.23% |
| National Bank For Agriculture and Rural Development | ICRA A1+ | 1.08% |
| Union Bank of India | ICRA A1+ | 0.93% |
| Kotak Mahindra Bank Limited | CRISIL A1+ | 0.62% |
| Indian Bank | CRISIL A1+ | 0.62% |
| Bank of Baroda | CARE A1+ | 0.48% |
| Kotak Mahindra Bank Limited | CRISIL A1+ | 0.31% |
| Small Industries Development Bank of India | CRISIL A1+ | 0.31% |
| TREASURY BILLS | 10.42% |
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| • Government of India | SOV | 4.24% |
| • Government of India | SOV | 2.62% |
| Government of India | SOV | 1.69% |
| Government of India | SOV | 1.09% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Government of India | SOV | 0.78% |
| SECURITISED DEBT | 4.03% |
|
| Shivshakti Securitisation Trust 2025-1 | CRISIL AAA(SO) | 1.54% |
| Radhakrishna Securitisation Trust 2025-1 | CRISIL AAA(SO) | 1.22% |
| India Universal Trust Al2 | IND AAA(SO) | 0.90% |
| India Universal Trust Al2 | IND AAA(SO) | 0.37% |
| Government Bond | 1.48% |
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| 5.63% GOI 12APR2026 | SOV | 1.48% |
| Floating rates notes - Corporate | 1.38% |
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| ICICI Home Finance Company Limited | ICRA AAA | 1.38% |
| Alternative Investment Funds (AIF) | 0.26% |
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| Corporate Debt Market Development Fund | 0.26% |
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| Interest Rate Swaps | -0.06% |
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| BARCLAYS BANK PLC | 1.32% |
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| BNP Paribas - Indian branches | 0.98% |
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| Standard Chartered Bank | 0.66% |
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| BNP Paribas - Indian branches | 0.66% |
|
| ICICI Securities Primary Dealership Limited | 0.66% |
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| DBS Bank Ltd/India | 0.66% |
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| HSBC Bank | 0.66% |
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| ICICI Securities Primary Dealership Limited | 0.66% |
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| BNP Paribas - Indian branches | 0.66% |
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| ICICI Securities Primary Dealership Limited | 0.66% |
|
| BARCLAYS BANK PLC | 0.66% |
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| ICICI Securities Primary Dealership Limited | 0.66% |
|
| Standard Chartered Bank | 0.66% |
|
| Standard Chartered Bank | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
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| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.66% |
|
| BNP Paribas - Indian branches | 0.65% |
|
| BNP Paribas - Indian branches | 0.65% |
|
| BNP Paribas - Indian branches | 0.65% |
|
| BNP Paribas - Indian branches | 0.65% |
|
| BNP Paribas - Indian branches | 0.65% |
|
| BNP Paribas - Indian branches | 0.65% |
|
| BNP Paribas - Indian branches | 0.65% |
|
| BNP Paribas - Indian branches | 0.65% |
|
| BNP Paribas - Indian branches | 0.62% |
|
| BNP Paribas - Indian branches | 0.17% |
|
| BNP Paribas - Indian branches | 0.16% |
|
| BNP Paribas - Indian branches | -0.16% |
|
| BNP Paribas - Indian branches | -0.16% |
|
| BNP Paribas - Indian branches | -0.62% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| ICICI Securities Primary Dealership Limited | -0.66% |
|
| BARCLAYS BANK PLC | -0.66% |
|
| ICICI Securities Primary Dealership Limited | -0.66% |
|
| Standard Chartered Bank | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| DBS Bank Ltd/India | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| DBS Bank Ltd/India | -0.66% |
|
| Standard Chartered Bank | -0.66% |
|
| HSBC Bank | -0.66% |
|
| DBS Bank Ltd/India | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| BARCLAYS BANK PLC | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| BARCLAYS BANK PLC | -0.66% |
|
| ICICI Securities Primary Dealership Limited | -0.66% |
|
| BARCLAYS BANK PLC | -0.66% |
|
| BARCLAYS BANK PLC | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| DBS Bank Ltd/India | -0.66% |
|
| HSBC Bank | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| DBS Bank Ltd/India | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| ICICI Securities Primary Dealership Limited | -0.66% |
|
| DBS Bank Ltd/India | -0.66% |
|
| ICICI Securities Primary Dealership Limited | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| Standard Chartered Bank | -0.66% |
|
| BNP Paribas - Indian branches | -0.66% |
|
| Standard Chartered Bank | -0.66% |
|
| BNP Paribas - Indian branches | -0.99% |
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| BARCLAYS BANK PLC | -1.32% |
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| Net Cash and Cash Equivalent | 2.66% |
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| Grand Total | 100.00% |
| Scheme Name | |
| Aditya Birla Sun Life Low Duration Fund An open-ended low duration debt scheme investing in instruments such that Macaulay duration of the portfolio is between 6 months and 12 months. A relatively high interest rate risk and moderate credit risk |
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| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter Nifty Low Duration Debt Index A-I  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |