An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1-3 years. A relatively high interest rate risk and moderate credit risk.
February 2026
| Debt Scheme |  |
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| Investment Objective | |
| The investment objective of the Scheme is to generate income and capital appreciation by investing 100% of the corpus Investment Objective in a diversified portfolio of debt and money market securities. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Short Duration Fund | |
| Scheme Rating: [ICRA]AAAmfs | |
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|
| Fund Snapshot | |
| Date of Allotment : May 09, 2003 | |
| Benchmark: Nifty Short Duration Debt Index A-II | |
| Fund Manager - Mr. Kaustubh Gupta Managing the Fund Since: September 11, 2014 Experience in Managing the Fund: 11.5 Years |
|
| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: August 06, 2020 Experience in Managing the Fund: 5.6 Years |
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| SIP: Monthly: Minimum ₹ 1000/- |
|
| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
|
| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on February 27, 2026 (in ₹Crore) | |
| Month End AUM | 9,386.17 |
| Monthly Average AUM | 9,473.95 |
| Total Expense Ratio (TER) | |
| Regular | 0.99% |
| Direct | 0.36% |
| Including additional expenses and goods and service tax on management fees. | |
| NAV as on February 27, 2026 | |
| Regular Growth | 49.39 |
| Regular IDCW$ | 14.75 |
| Regular IDCW$ | 10.46 |
| Direct Growth | 53.66 |
| Direct IDCW$ | 10.79 |
| Direct IDCW$ | 10.95 |
| $Income Distribution cum capital withdrawal | |
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|
| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 80.76% |
| Sovereign | 9.69% |
| Others | 4.83% |
| Cash & cash equivalent | 4.72% |
| Volatility Measures | |
| Modified Duration | 2.34 years |
| Average Maturity | 2.99 years |
| Yield to Maturity | 7.29% |
| Macaulay Duration | 2.5 years |
| Sector/Issuer Name | Rating |
to Net Assets |
| Debt & Debt Related | ||
| Fixed rates bonds- Corporate | 80.76% |
|
| • Bharti Telecom Limited | CRISIL AAA |
4.89% |
| • REC Limited | ICRA AAA |
4.52% |
| • Indian Railway Finance Corporation Limited | ICRA AAA |
4.45% |
| • National Bank For Agriculture and Rural Development | ICRA AAA |
4.30% |
| • Tata Capital Housing Finance Limited | ICRA AAA |
3.70% |
| • Jtpm Metal Traders Pvt Ltd | CRISIL AA |
3.19% |
| • Power Finance Corporation Limited | ICRA AAA |
2.87% |
| • Small Industries Development Bank of India | CRISIL AAA |
2.53% |
| National Bank For Agriculture and Rural Development | CRISIL AAA |
2.26% |
| Vedanta Limited | CRISIL AA |
2.22% |
| Jubilant Bevco Ltd | CRISIL AA |
2.20% |
| Small Industries Development Bank of India | CRISIL AAA |
2.11% |
| National Housing Bank | CARE AAA |
2.08% |
| Power Grid Corporation of India Limited | ICRA AAA |
2.04% |
| Indian Railway Finance Corporation Limited | ICRA AAA |
1.97% |
| Embassy Office Parks REIT | CRISIL AAA |
1.94% |
| Bajaj Finance Limited | CRISIL AAA |
1.70% |
| Hinduja Leyland Finance Limited | CRISIL AA+ |
1.52% |
| Bharti Telecom Limited | CARE AAA |
1.49% |
| Indian Railway Finance Corporation Limited | ICRA AAA |
1.37% |
| Knowledge Realty Trust | CRISIL AAA |
1.27% |
| Cholamandalam Investment and Finance Company Limited | ICRA AA+ |
1.25% |
| Muthoot Finance Limited | ICRA AA+ |
1.15% |
| Bajaj Finance Limited | CRISIL AAA |
1.08% |
| JM Financial Credit Solutions Ltd | ICRA AA |
1.07% |
| Tata Capital Housing Finance Limited | ICRA AAA |
1.07% |
| Export Import Bank of India | ICRA AAA |
1.07% |
| Nexus Select Trust | ICRA AAA |
1.07% |
| Indian Railway Finance Corporation Limited | ICRA AAA |
1.05% |
| National Bank for Financing Infrastructure and Dev | ICRA AAA |
0.99% |
| Bharti Telecom Limited | CRISIL AAA |
0.95% |
| Small Industries Development Bank of India | CRISIL AAA |
0.81% |
| Summit Digitel Infrastructure Private Limited | CRISIL AAA |
0.74% |
| Bharti Telecom Limited | CRISIL AAA |
0.74% |
| Tata Capital Housing Finance Limited | ICRA AAA |
0.70% |
| IndInfravit Trust | ICRA AAA |
0.69% |
| Mindspace Business Parks REIT | ICRA AAA |
0.63% |
| Bajaj Finance Limited | CRISIL AAA |
0.54% |
| REC Limited | ICRA AAA |
0.54% |
| Tata Capital Housing Finance Limited | ICRA AAA |
0.54% |
| Tata Capital Housing Finance Limited | ICRA AAA |
0.54% |
| SMFG India Home Finance Company Limited | CRISIL AAA |
0.54% |
| Hinduja Housing Finance Ltd | CARE AA+ |
0.54% |
| JSW Energy Limited | ICRA AA |
0.54% |
| National Housing Bank | IND AAA |
0.53% |
| REC Limited | ICRA AAA |
0.53% |
| Mindspace Business Parks REIT | ICRA AAA |
0.53% |
| Power Finance Corporation Limited | ICRA AAA |
0.52% |
| Bharti Telecom Limited | CRISIL AAA |
0.48% |
| REC Limited | ICRA AAA |
0.42% |
| Jubilant Beverages Ltd | CRISIL AA |
0.39% |
| Narayana Hrudayalaya Limited | ICRA AA |
0.38% |
| SMFG India Home Finance Company Limited | CARE AAA |
0.38% |
| Small Industries Development Bank of India | CRISIL AAA |
0.27% |
| Tata Capital Housing Finance Limited | CRISIL AAA |
0.27% |
| Small Industries Development Bank of India | CRISIL AAA |
0.27% |
| Small Industries Development Bank of India | CRISIL AAA |
0.27% |
| National Bank for Financing Infrastructure and Dev | ICRA AAA |
0.27% |
| National Housing Bank | CARE AAA |
0.27% |
| Export Import Bank of India | ICRA AAA |
0.27% |
| National Bank For Agriculture and Rural Development | ICRA AAA |
0.21% |
| Export Import Bank of India | ICRA AAA |
0.17% |
| Aditya Birla Housing Finance Limited | ICRA AAA |
0.16% |
| Small Industries Development Bank of India | CRISIL AAA |
0.16% |
| Indian Railway Finance Corporation Limited | ICRA AAA |
0.16% |
| Housing & Urban Development Corporation Limited | ICRA AAA |
0.16% |
| REC Limited | ICRA AAA |
0.16% |
| Indian Railway Finance Corporation Limited | ICRA AAA |
0.05% |
| ICICI Home Finance Company Limited | CRISIL AAA |
0.05% |
| Government Bond | 6.04% |
|
| • 7.10% GOVT 08-Apr-2034 | SOV |
2.34% |
| 7.17% GOVERNMENT OF INDIA 17APR30 | SOV |
1.60% |
| GOI 07.41% 19DEC2036 | SOV |
0.67% |
| 6.79% INDIA GOV BOND 07OCT2034 GSEC | SOV |
0.54% |
| 7.54% GOVERNMENT OF INDIA 23MAY2036 GSEC | SOV |
0.45% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| 7.17% GOI (MD 08/01/2028) | SOV |
0.42% |
| 7.06% GOI 10APR28 | SOV |
0.03% |
| SECURITISED DEBT | 4.47% |
|
| • Siddhivinayak Securitisation Trust 2025-1 | CRISIL AAA(SO) |
2.98% |
| India Universal Trust Al2 | IND AAA(SO) |
0.89% |
| Shivshakti Securitisation Trust 2025-1 | CRISIL AAA(SO) |
0.60% |
| State Government bond | 2.30% |
|
| 7.54% BIHAR 03SEP2033 SDL | SOV |
1.73% |
| 7.63% ASSAM 03SEP35 SDL | SOV |
0.43% |
| 7.64% GUJARAT 08NOV27 SDL | SOV |
0.05% |
| 07.64% HARYANA 29MAR27 SDL | SOV |
0.03% |
| 8.25% GJ 25APR28 SDL | SOV |
0.03% |
| 8.60% BIHAR 09MAR2026 SDL | SOV |
0.01% |
| 7.51% UTTAR PRADESH 27MAR2038 SDL | SOV |
0.01% |
| 7.88% Chattisgarh SDL (MD 15/03/2027) | SOV |
0.01% |
| Cash Management Bills | 1.35% |
|
| Government of India | SOV |
0.26% |
| Government of India | SOV |
0.11% |
| Government of India | SOV |
0.11% |
| Government of India | SOV |
0.11% |
| Government of India | SOV |
0.10% |
| Government of India | SOV |
0.10% |
| Government of India | SOV |
0.10% |
| Government of India | SOV |
0.10% |
| Government of India | SOV |
0.09% |
| Government of India | SOV |
0.09% |
| Government of India | SOV |
0.06% |
| Government of India | SOV |
0.06% |
| Government of India | SOV |
0.04% |
| Alternative Investment Funds (AIF) | 0.32% |
|
| Corporate Debt Market Development Fund | 0.32% |
|
| Interest Rate Swaps | 0.05% |
|
| BARCLAYS BANK PLC | 1.60% |
|
| BARCLAYS BANK PLC | 1.60% |
|
| BNP Paribas - Indian branches | 1.07% |
|
| BARCLAYS BANK PLC | 1.07% |
|
| DBS Bank Ltd/India | 1.07% |
|
| Standard Chartered Bank | 1.07% |
|
| BNP Paribas - Indian branches | 1.07% |
|
| BARCLAYS BANK PLC | 1.07% |
|
| BNP Paribas - Indian branches | 1.07% |
|
| BARCLAYS BANK PLC | 1.07% |
|
| DBS Bank Ltd/India | 1.06% |
|
| Standard Chartered Bank | 1.06% |
|
| BARCLAYS BANK PLC | 1.06% |
|
| HSBC Bank | 0.54% |
|
| Standard Chartered Bank | 0.54% |
|
| Standard Chartered Bank | 0.54% |
|
| BNP Paribas - Indian branches | 0.54% |
|
| BARCLAYS BANK PLC | 0.54% |
|
| BARCLAYS BANK PLC | 0.54% |
|
| BARCLAYS BANK PLC | 0.54% |
|
| BNP Paribas - Indian branches | 0.54% |
|
| DBS Bank Ltd/India | 0.54% |
|
| Standard Chartered Bank | 0.54% |
|
| IDFC First Bank Limited | 0.26% |
|
| IDFC First Bank Limited | -0.27% |
|
| HSBC Bank | -0.53% |
|
| Standard Chartered Bank | -0.53% |
|
| Standard Chartered Bank | -0.53% |
|
| BNP Paribas - Indian branches | -0.53% |
|
| DBS Bank Ltd/India | -0.53% |
|
| Standard Chartered Bank | -0.53% |
|
| BARCLAYS BANK PLC | -0.53% |
|
| BARCLAYS BANK PLC | -0.53% |
|
| BARCLAYS BANK PLC | -0.53% |
|
| BNP Paribas - Indian branches | -0.53% |
|
| BARCLAYS BANK PLC | -1.07% |
|
| DBS Bank Ltd/India | -1.07% |
|
| BNP Paribas - Indian branches | -1.07% |
|
| Standard Chartered Bank | -1.07% |
|
| BNP Paribas - Indian branches | -1.07% |
|
| BARCLAYS BANK PLC | -1.07% |
|
| BNP Paribas - Indian branches | -1.07% |
|
| BARCLAYS BANK PLC | -1.07% |
|
| DBS Bank Ltd/India | -1.07% |
|
| Standard Chartered Bank | -1.07% |
|
| BARCLAYS BANK PLC | -1.07% |
|
| BARCLAYS BANK PLC | -1.60% |
|
| BARCLAYS BANK PLC | -1.60% |
|
| Net Cash and Cash Equivalent | 4.72% |
|
| Grand Total | 100.00% |
| Scheme Name | |
| Aditya Birla Sun Life Short Term Fund An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1-3 years. A relatively high interest rate risk and moderate credit risk. |
|
| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter Nifty Short Duration Debt Index A-II  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |