An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4-7 years. A relatively high interest rate risk and moderate credit risk.
February 2026
| Debt Scheme |  |
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| Investment Objective | |
| The objective of the scheme is to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Medium to Long Duration Fund | |
| Scheme Rating: [ICRA]AAAmfs | |
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| Fund Snapshot | |
| Date of Allotment : Oct 21, 1995 | |
| Benchmark: CRISIL Medium to Long Duration Debt A-III Index | |
| Fund Manager - Mr. Bhupesh Bameta Managing the Fund Since: Aug 06, 2020 Experience in Managing the Fund: 5.6 Years |
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| SIP: Monthly: Minimum ₹ 1000/- |
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| Application Amount for fresh subscription: ₹ 5,000 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on February 27, 2026 (in ₹Crore) | |
| Month End AUM | 1,966.47 |
| Monthly Average AUM | 1,966.15 |
| Total Expense Ratio (TER) | |
| Regular | 1.11% |
| Direct | 0.69% |
| Including additional expenses and goods and service tax on management fees. | |
| NAV as on February 27, 2026 | |
| Regular Growth | 127.54 |
| Regular IDCW$ | 12.05 |
| Regular IDCW$ | 13.17 |
| Direct Growth | 137.92 |
| Direct IDCW$ | 12.88 |
| Direct IDCW$ | 14.18 |
| $Income Distribution cum capital withdrawal | |
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| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Sovereign | 59.36% |
| Bonds & Debentures | 33.66% |
| Cash & cash equivalent | 5.38% |
| Others | 1.60% |
| Volatility Measures | |
| Modified Duration | 6.5 years |
| Average Maturity | 14.35 years |
| Yield to Maturity | 7.23% |
| Macaulay Duration | 6.78 years |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Debt & Debt Related | ||
| Government Bond | 41.46% |
|
| • 7.34% INDIA GOVERNMENT BOND 22APR2064 | SOV |
18.04% |
| • 6.48% GOI 06Oct2035 | SOV |
7.78% |
| • 7.25% GOI 12JUN63 | SOV |
6.79% |
| • 6.68% GOI 07Jul2040 | SOV |
3.74% |
| 6.01% GOI 21Jul2030 | SOV |
1.51% |
| 6.79% INDIA GOV BOND 07OCT2034 GSEC | SOV |
1.28% |
| 7.26% GOVERNMENT OF INDIA 06FEB33 | SOV |
1.00% |
| 7.10% GOVT 08-Apr-2034 | SOV |
0.78% |
| GOI 06.83% 19JAN39 | SOV |
0.15% |
| 7.09% GOVERNMENT OF INDIA 25NOV74 G-SEC | SOV |
0.14% |
| 7.18% GOI 24-Jul-2037 | SOV |
0.12% |
| 7.06% GOI 10APR28 | SOV |
0.07% |
| 5.74% GOI 15NOV2026 | SOV |
0.04% |
| Fixed rates bonds - Corporate | 33.66% |
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| • Tata Capital Housing Finance Limited | ICRA AAA |
3.78% |
| • Housing & Urban Development Corporation Limited | ICRA AAA |
3.73% |
| • Tata Capital Housing Finance Limited | ICRA AAA |
2.56% |
| • National Bank For Agriculture and Rural Development | ICRA AAA |
2.55% |
| • National Bank For Agriculture and Rural Development | ICRA AAA |
2.52% |
| • Power Grid Corporation of India Limited | ICRA AAA |
2.49% |
| LIC Housing Finance Limited | CRISIL AAA |
1.30% |
| Mahindra & Mahindra Financial Services Limited | ICRA AAA |
1.28% |
| Tata Capital Housing Finance Limited | ICRA AAA |
1.28% |
| SMFG India Home Finance Company Limited | CARE AAA |
1.28% |
| REC Limited | ICRA AAA |
1.28% |
| Embassy Office Parks REIT | CRISIL AAA |
1.27% |
| ICICI Home Finance Company Limited | CRISIL AAA |
1.26% |
| Indian Railway Finance Corporation Limited | ICRA AAA |
1.26% |
| Housing & Urban Development Corporation Limited | ICRA AAA |
1.26% |
| Indian Railway Finance Corporation Limited | ICRA AAA |
1.25% |
| Bharti Telecom Limited | CRISIL AAA |
1.02% |
| LIC Housing Finance Limited | CRISIL AAA |
0.51% |
| LIC Housing Finance Limited | CRISIL AAA |
0.51% |
| National Highways Authority of India | ICRA AAA |
0.49% |
| REC Limited | ICRA AAA |
0.26% |
| Power Finance Corporation Limited | ICRA AAA |
0.26% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| HDFC Bank Limited | ICRA AAA |
0.25% |
| State Government bond | 17.89% |
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| 6.84% ANDHRA PRADESH 04JUN2038 SDL | SOV |
2.41% |
| 8.44% HARYANA 06MAR2034 SDL | SOV |
1.35% |
| 7.63% ASSAM 03SEP35 SDL | SOV |
1.29% |
| 7.54% BIHAR 03SEP2033 SDL | SOV |
1.28% |
| 7.09 % TAMIL NADU 03DEC2032 SDL | SOV |
1.27% |
| 7.18 % TAMIL NADU 03DEC2033 SDL | SOV |
1.27% |
| 7.20 % MADHYA PRADESH 03DEC2033 SDL | SOV |
1.27% |
| 7.40 % BIHAR 03DEC2035 SDL | SOV |
1.26% |
| 6.97% UTTARAKHAND 30JUL2035 SDL | SOV |
1.23% |
| 6.88% ANDHRA PRADESH 16JUL2034 SDL | SOV |
1.23% |
| 7.47% CHHATTISGARH 27MAR2034 SDL | SOV |
0.92% |
| 7.47% CHHATTISGARH 27MAR2033 SDL | SOV |
0.82% |
| 7.49% UTTAR PRADESH 07FEB2034 SDL | SOV |
0.77% |
| 7.03% MAHARASHTRA 25JUN2038 SDL | SOV |
0.61% |
| 7.20 % MAHARASHTRA 03DEC2034 SDL | SOV |
0.41% |
| 7.49% CHHATTISGARH 27MAR2035 SDL | SOV |
0.13% |
| 7.15% MAHARASHTRA 13OCT2026 SDL | SOV |
0.10% |
| 7.47% RAJASTHAN 27MAR2033 SDL | SOV |
0.07% |
| 7.65% TELANGANA 15APR2030 SDL | SOV |
0.06% |
| 7.65% UTTAR PRADESH 15APR2030 SDL | SOV |
0.06% |
| 6.54% MAHARASHTRA 09FEB2027 SDL | SOV |
0.05% |
| 7.81% UTTAR PRADESH 29MAR34 SDL | SOV |
0.04% |
| 6.72% TAMIL NADU 07OCT2027 SDL | SOV |
0.02% |
| 7.88% Chattisgarh SDL (MD 15/03/2027) | SOV |
0.01% |
| SECURITISED DEBT | 1.27% |
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| Siddhivinayak Securitisation Trust 2025-1 | CRISIL AAA(SO) |
1.27% |
| Alternative Investment Funds (AIF) | 0.33% |
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| Corporate Debt Market Development Fund | 0.33% |
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| Cash Management Bills | 0.01% |
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| Government of India | SOV |
0.01% |
| Interest Rate Swaps | 0.00% |
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| BNP Paribas - Indian branches | 2.54% |
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| Clearing Corporation of India Limited | 1.27% |
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| Clearing Corporation of India Limited | 1.27% |
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| Clearing Corporation of India Limited | -1.27% |
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| Clearing Corporation of India Limited | -1.27% |
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| BNP Paribas - Indian branches | -2.54% |
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| Net Cash and Cash Equivalent | 5.38% |
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| Grand Total | 100.00% |
| Scheme Name | |
| Aditya Birla Sun Life Income Fund An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4-7 years. A relatively high interest rate risk and moderate credit risk. |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Medium to Long Duration Debt A-III Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |