Aditya Birla Sun Life Retirement Fund 'The 50s Plus - Debt Plan'

An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Data as on 30th September 2024
Fund Details
Investment Objective
The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.

Fund Manager
Mr. Harshil Suvarnkar, Mr. Dhaval Shah & Mr. Dhaval Joshi
Managing Fund Since
March 22, 2021, December 28, 2021 & November 21, 2022
Experience in Managing the Fund
3.5 years, 2.8 years & 1.9 Years
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load Nil
Exit Load Nil
Upon completion of lock-in period of minimum 5 years from the date of allotment of units or Retirement Age of Unit holder (i.e. completion of 60 years, whichever is earlier):
Total Expense Ratio (TER)
Regular 2.07%
Direct 0.84%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 15.87 Crores
AUM as on last day 15.79 Crores
Date of Allotment
March 11, 2019
Benchmark
CRISIL Short Term Bond Index
Other Parameters
Modified Duration 2.80 years
Average Maturity 3.48 years
Yield to Maturity 6.94%
Macaulay Duration 2.91 years
NAV of Plans / Options ₹
Regular Plan
Direct Plan
Growth
12.6231
13.5791
IDCW$:
10.9218
11.7479
$Income Distribution cum capital withdrawal

Application Amount for fresh subscription
₹ 1,000 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 1,000 (plus in multiplies of ₹ 1)
SIP
Monthly/Weekly: Minimum ₹ 500/-
PORTFOLIO
Issuer
% to Net Assets
Rating
Government Bond 66.25%
7.27% GOI 08APR26 47.51% SOV
6.57% GOI (MD 05/12/2033) 18.74% SOV
Fixed rates bonds - Corporate 17.92%
REC Limited  11.39% ICRA AAA
HDFC Bank Limited  6.53% CRISIL AAA
Cash Management Bills 6.49%
Government of India 5.90% SOV
Government of India 0.59% SOV
Issuer
% to Net Assets
Rating
State Government bond 4.86%
7.25% MAHARASHTRA 28DEC2026 SDL 1.59% SOV
7.98% UTTAR PRADESH 14OCT2025 SDL 1.52% SOV
HARYANA 08.21% 31MAR2026 SDL 1.29% SOV
MAHARASHTRA SDL 08.26% 12AUG25 0.32% SOV
8.59% KARNATAKA 06NOV2025 SDL 0.13% SOV
Cash & Current Assets 4.48%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option.Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. Whenscheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 6. Total Schemes managed by Mr. Dhaval Shah is 8. Total Schemes managed by Mr. Harshil Suvarnkar is 16. Total Schemes managed by Mr. Dhaval Joshi is 39. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

This page is a part of the October 2024 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on https://mutualfund.adityabirlacapital.com/empower/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.